General Chat

Top tip - using the Genes Reunited community

Welcome to the Genes Reunited community boards!

  • The Genes Reunited community is made up of millions of people with similar interests. Discover your family history and make life long friends along the way.
  • You will find a close knit but welcoming group of keen genealogists all prepared to offer advice and help to new members.
  • And it's not all serious business. The boards are often a place to relax and be entertained by all kinds of subjects.
  • The Genes community will go out of their way to help you, so don’t be shy about asking for help.

Quick Search

Single word search

Icons

  • New posts
  • No new posts
  • Thread closed
  • Stickied, new posts
  • Stickied, no new posts

Bank charges I love this

ProfilePosted byOptionsPost Date

Pat Kendrick

Pat Kendrick Report 28 Oct 2006 17:30

Caz Best of luck with the fight. Go for it girl. Eisy Don't let them get away with it, fight them like Caz. Someone said if you threaten to take them to court they quickly back off and refund your money. Good luck to you both. Pat

Pat Kendrick

Pat Kendrick Report 28 Oct 2006 17:27

It's disgusting what they charge, way over the top. The reason I loved this was it's the type of thing we would all like to do. Get our own back. Think I'll take a copy to my bank Monday LOL. Pat

Cumbrian Caz~**~

Cumbrian Caz~**~ Report 28 Oct 2006 17:27

That is brill! I followed Krises advice and went to a website that was set up specifically to highlight the injustice of these charges, I'm going to fight but know it wont be easy! Caz xxxxxxxxxxxx

Eisy

Eisy Report 28 Oct 2006 17:18

A few months ago I went to the bank and paid £10.00 into the bank at the counter for a small account that my son has a direct debit for £9.47 coming out from each month. I paid it in the day before it was due out. The next month's statement said that the account was 23 pence short the day it was due and promptly tried to charge £50. £20 for clearing the direct debit when the account was 'overdrawn' and paying it, then £30 because it had still technically bounced. I rang them up complaining that I had paid the money in the day before and they refunded the charges stating that they could do this once a year and nothing had ever bounced on that account before. I pointed out that the money was in the day before anyway but this seemed to go over his head. Apparently, you can dispute charges because there is no law saying that they CAN charge you like this.

Bobtanian

Bobtanian Report 28 Oct 2006 16:27

Very Good Patricia Hmm! 98 year old with a salary,,and computer literate..... wonder what SHE does, for a living........LOL wonderful sense of humour, if true.... Bob

Lady Cutie

Lady Cutie Report 28 Oct 2006 16:10

that was soooo good hazel.

Pat Kendrick

Pat Kendrick Report 28 Oct 2006 15:58

Had this sent to me by my cousin. A 98 year old woman wrote this to her bank. The bank manager thought it amusing enough to have it published in the New York Times. Dear Sir: I am writing to thank you for bouncing my check with which I endeavored to pay my plumber last month. By my calculations, three 'nanoseconds' must have elapsed between his presenting the check and the arrival in my account of the funds needed to honor it. I refer, of course, to the automatic monthly deposit of my entire salary, an arrangement which, I admit, has been in place for only eight years. You are to be commended for seizing that brief window of opportunity, and also for debiting my account $30 by way of penalty for the inconvenience caused to your bank. My thankfulness springs from the manner in which this incident has caused me to rethink my errant financial ways. I noticed that whereas I personally attend to your telephone calls and letters, when I try to contact you, I am confronted by the impersonal, overcharging, pre-recorded, faceless entity which your bank has become. From now on, I, like you, choose only to deal with a flesh-and-blood person. My mortgage and loan payments will therefore and hereafter no longer be automatic, but will arrive at your bank by check, addressed personally and confidentially to an employee at your bank whom you must nominate. Be aware that it is an offense under the Postal Act for any other person to open such an envelope. Please find attached an Application Contact Status which I require your chosen employee to complete. I am sorry it runs to eight pages, but in order that I know as much about him or her as your bank knows about me, there is no alternative. Please note that all copies of hi s or her medical history must be countersigned by a Notary Public, and the Mandatory details of his/her financial situation (income, debts, assets and liabilities) must be accompanied by documented proof. In due course, I will issue your employee with a PIN number which he/she must quote in dealings with me. I regret that it cannot be shorter than 28 digits but, again, I have modeled it on the number of button presses required of me to access my account balance on your phone bank service. As they say, imitation is the sincerest form of flattery. Let me level the playing field even further. When you call me, press buttons as follows: 1-- To make an appointment to see me 2-- To query a missing payment. 3-- To transfer the call to my living room in case I am there. 4-- To transfer the call to my bedroom in case I am sleeping. 5-- To transfer the call to my toilet in case I am attending to nature. 6-- T o transfer the call to my mobile phone if I am not at home. 7-- To leave a message on my computer. (a password to access my computer is required. A password will be communicated to you at a later date to the Authorized Contact.) 8-- To return to the main menu and to listen to options 1 thru 7. 9-- To make a general complaint or inquiry, the contact will then be put on hold, pending the attention of my automated answering service. While this may, on occasion, involve a lengthy wait, uplifting music will play for the Duration of the call. Regrettably, but again following your example, I must also levy an establishment fee to cover the setting up of this new arrangement. May I wish you a happy, if ever so slightly less prosperous, New Year. Your Humble Client (Remember: This was written by a 98 year old woman) JUST GOTTA LOVE SENIORS! Pat